Build your foundations
You’re not quite ready yet. Your time horizon, your income, your buffer — they all need to be in the right place.
If you’re struggling with debt or feel like you don’t know where your money’s going each month, it’s time to take stock. Try the financial resources section on the home page to see if one of the tools gives you some clarity on your financial situation, particularly the Spending Snapshot.
If you feel like you’re not confident or comfortable managing your own money you’re not alone. Most of us aren’t taught essential life skills when attending school, least of all personal finance.
If you feel like you could do with learning the basics, sign up for First Step Finances below. You’ll be put on the waiting list for the most comprehensive but digestible course on real-life finances. A skills-based financial literacy course that helps you get to grips with the must-know financial challenges of today.
Join First Step Finances
A skills-based course built entirely around the needs of day-to-day personal finance.
What you’ll learn:
Financial foundations from the ground up - everything you should have learned at school, but more practice and less theory.
Things you should never buy - understand the difference between assets and liabilities, and why the rich always buy assets.
Understanding your payslip - have any idea if your tax code is correct? Understand all the deductions from your gross pay?
Basic macroeconomics - understand government debt and inflation, and why you must know how they affect interest rates.
Debt tips and tricks - why you literally cannot afford to be in debt anymore, and practical ways to reduce time to payoff.
Why investing is so important - really want to be choosing between heating and eating after 40 years of work? How about being able to buy homes for your children by the time they’re 30? The importance of investing and why starting early can genuinely be life changing.
No longer will you feel like you don’t understand money. Armed with the knowledge you should have received, you can finally take control of your finances once and for all. Be confident in taking the best financial path for you.
If you’re going to make one investment this year, make it First Step Finances.